Please don't let them repossess my car.

I'll keep this short. I've been paying on my car every month. $450 each month. Despite consistent payments, time moves anyways. My payments are technically four months behind. I missed a few months while homeless awhile back. I agreed to do an arrangement. A new bank purchased my loan's bank and have come down and said I have to pay up by end of August or I lose the car. I have cried and begged, and demanded answers why my arrangement is no longer valid. They aren't budging. So for my birthday, I don't want to lose my car.

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