My newer vehicle that I financed in December was hit head on and totalled out. I can't get to work, I dumped all my savings (the money my mom left to me after she passed away, she didn't have much to be honest) to put a down payment on that totalled car so my savings is exhausted. I need a safe vehicle that can get me to work and back, and I can't afford a down payment which I would need for a low monthly rate. Because I'm out of a car, I'm out of a job. I'm scared I'm going to be homeless in a month. Please help me with a down payment for a new vehicle. I would appreciate it.