Hi everyone,

I honestly never imagined I would be writing something like this. Asking for financial help is extremely difficult for me, especially because I’ve always tried to work hard and handle things on my own.

I’m only 21 years old, and I’m doing my best to build a future for myself. I bought my first home in Rock Hill, South Carolina, and becoming a homeowner at my age was something I was incredibly proud of. This home represents more than just a house to me — it represents the future I’m working toward and the life I hope to build.

Recently, I’ve found myself in a financial situation that has become much bigger than I can handle on my own. My mortgage has fallen behind, and I’m doing everything I can to get myself back on track before I lose the home I worked so hard to obtain.

I’m currently working two full-time jobs and doing everything I can to increase my income and take responsibility for my situation. Even with working as much as I can, I’m struggling to catch up fast enough.

That’s why I’m asking my friends, family, and anyone who feels led to help me raise $50,000. My goal is to use the funds to address my mortgage and other financial obligations, stabilize my situation, and give myself the opportunity to get back on solid ground.

I know $50,000 is a large amount to ask for, and I don’t expect one person to be able to solve this for me. Even $10, $20, $50, or whatever someone is comfortable giving could make a difference when many people come together. If you can’t donate, sharing this fundraiser with someone else would mean a lot to me.

I’m not asking because I’ve given up. I’m asking because I’m trying to keep going.

At 21, I’m still learning how to navigate adulthood, responsibility, work, finances, and everything that comes with trying to build a life. I made it this far by working hard, and I’m determined to keep working hard and make things right.

Thank you to everyone who takes the time to read this, donate, share, pray for me, or simply encourage me. I’m truly grateful for every bit of support.

With love and gratitude,

RJ