Hi, I'm Toni, and I’m humbly reaching out for a lifeline during one of the toughest times I’ve ever faced.

About a year and a half ago, my partner and I were rear-ended in a car accident, and everything started to spiral from there. I’m still dealing with the physical pain from that crash, and since then, he’s survived two more devastating accidents that left both cars totaled. While I’m so grateful he’s still here, these crashes left us struggling with overwhelming financial burdens.

Here’s how things spiraled: after he totaled the first car, I replaced it, only for another accident to total that one, too. Now, I’m left with two car payments that I’m struggling to manage.

Then, earlier this year, life threw us an even harder challenge. Another accident caused severe injuries to my partner, affecting his memory and mobility, and he began sleepwalking. Our nights became exhausting and unpredictable. I’ve stepped into the role of caregiver for someone I love so deeply, but the toll has been overwhelming.

I wasn’t always the primary breadwinner, but after all these accidents, it became my responsibility. As independent contractors, neither qualify for the kind of help we desperately need. I’m a massage therapist and had built a thriving private, traveling practice, but balancing caregiving with the pain from my own medical struggles—a broken kneecap and a lifelong condition called Osteogenesis Imperfecta—has made it impossible to keep up.

I lost my massage office job and most of my private clients because I couldn’t stay consistent. My traveling practice has collapsed, and I’m drowning under overdue rent, car payments, and medical bills. I maxed out credit cards and borrowed from friends just to get by, but now even that support is gone.

On top of all this, the uncertainty about my partner’s health weighs on us every day. We don’t have answers yet about his long-term recovery, and it’s hard to imagine what our future will look like. But I know we can’t keep going like this without help.

I’m hoping to raise enough to:

• Cover overdue rent, car payments, and basic living expenses.
• Pay for gas and car maintenance so I can get my partner to his appointments and rebuild my work schedule.
• Rebuild my traveling massage therapy practice so I can regain some stability and support us both.
• Work toward my dream of opening my own massage office—something I’ve envisioned since before COVID, but which now feels so far away.
• Pay down the mountain of medical bills and personal loans I’ve accumulated trying to stay afloat.

Any contribution, no matter the size, would mean so much. This isn’t just about money—it’s about giving us a chance to breathe and rebuild our lives. Even sharing our story would be a tremendous help.

Thank you for taking the time to read this and for any kindness you can offer.

With love and gratitude,

Toni