We have been struggling since christmas..we both work but I dont make very much money, im trying to find a higher paying job to no avail, im going to welding school so I can get a better job eventually but in the meantime we are drowning..we have a 9 year old and we try to give her everything we can and shield her from the hardships that we go through because we dont want her to ever feel uncertain or anxious. The amount I set would catch everything up and give us a small cushion for emergencies. If you're still reading this, thank you. Hope life has been kind to you all.