The past few years has been rough. I’m currently a single mom now trying to get my own place. I was doing good on paying my credit card bills to keep my credit score up but then I fell behind do to mental health struggles. I’ve been living with my mom and she’s been very helpful but I want to get my own place and live with my daughter on our own. I’ve tried to get personal loans. A mortgage. And even a dept consolidation loan and no one can help me. They say I’m not in enough debt for them to help me but I also can’t get in any more debt and I just feel stuck. I finally have a great job that pays well I just need help getting started. I found a place I want to get but they need a down payment and I currently don’t have the funds. My mental health is going down again but I’m trying to hang in there for my daughter. She’s deserves a mother who is there for her in a stable home.