I'm a single divorced mom who has hit a really rough road. After my divorce my credit was so bad I couldn't even get a checking account. Fast forward 4 yrs later I've managed to bring my credit up (still not the best), bought what I thought was a good car, have even been able to open a checking account. 

Well my so called "good" car has broke down on me 4 times in the yr I've had it. This time it's the water pump which is 800-900. So not having the money and working too far to take the bus I lost my job and things have been going down hill since. I'm now behind on my car payment on a car I can't afford to get fixed, I'm now neg in my checking account from then trying to take the payment out and not to mention I haven't even been able to get my kids anything for Christmas yet. 

I've tried every loan I could find and it just lowered my score even more. I've worked hard to try to get ahead and now I'm about to lose my car and my checking account. Any little bit would help. I'm even ok with a loan type situation. I just need that little help to get me going on the right track.

Merry Christmas!