Hi, My name is Robert Thomas. I am a disabled veteran living in Alabama. I never thought that I would be asking anyone for help. I am usually the one giving it. My mother passed away. As the oldest and only boy ever fell on me to handle. I own a small business but got behind on everything dealing with my mother's final arrangements. I was doing ok with my VA disability, social security and the small amount of clients I had through in my business. When my mother passed I had to take out several high interest loans to handle everything. Being on social security I am allowed to work but can only claim a certain amount per month. I was recently audited through social security for overpayment. Basically that means that I claimed too much monthly (1900 instead of 1700). I sent in all the paperwork and they said the problem was fixed. My social security continued and everything was fine. Until today... I now no longer receive social security and owe. So I can no longer afford the brick and mortar business, pay my loans, pay my mortgage, or try to repay what I owe. I know you don't know me. I am pretty sure I am not the best candidate for help but I am hoping for a solution. At this point bankruptcy may be my only option. Thanks for your time and consideration. God bless.