Hi, my name is Karl . I really could not figure out where to turn for help. My car is need of repair and need to buy Insurance for the car and my home. The area I live in has no public transportation so to work you need a car.The person I live with has a Reversed Mortgage on their home and needs to pay the insurance premium to not get foreclosed on. She is on a low Social Security fixed income . I have tried to keep up with everything but too many things came due at once.

           In 2014 I had a relationship of 20 years end . I was stupid and depressed one night and went out to drink. I ended up getting a DUI, this is very devastating to your life especially in the state of Florida. Most places like Home Depot , Lowes, Walmart and many others, will not give you a job until you are five years out from conviction.  So I was lucky to have anyone hire me at all. The company I work for does set up and remodels of retail stores products and displays. Its a bid for bases this time of year it gets slow.

            The person I live with husband set up the reversed mortgage before he died for her. He elected a lump sum money type that also builds a line credit but its is very slow at it . She has used most of the line and the lump sum up on repairs to the house and her car. She also had to pay off many credit cards her husband had run up before he died.Then she accidentally used her credit cards to live on not thinking about the fact they had to be paid off. She was just paying normal bills and living. Now their is a credit counseling company paying her bills. This takes half of what she needs to live on. She depends on me to make up the deference and I am failing.

            So this is my story please help me get to the point to where I can continue to support us. If I can't get some help we will become homeless and not be able to even have a car to live in. Thank you for reading this and your help.

                                  Karl