I am truly facing a dead end, and have exhausted just about every option I can find. My wife struggles with a variety of mental health issues, and as a result has been unable to keep a job for any extended period of time. She has received some treatment, but given the circumstances (and lack of med insurance) cannot get it consistently, which only makes matters worse. Initially I was able to keep us afloat, but I have basically kicked the can down the road as far as I can, and now we are facing any number of challenges.

I kept hoping or thinking that if I could just bridge the gaps, or plug this hole here or there, that eventually things would turn around. Unfortunately, that has not happened. I have a daughter who started her senior year here, and there isnt much I wouldnt do to keep us here to prevent any more disruption than what she's already had to deal with. She has seen and knows more than I would ever have wanted to saddle her with. The fact that she has one thing after another to pay for this year doesnt help.

At this moment, I am days away from having gas turned off, electricity and internet around the 6th and water the week following. I have set payment arrangements up and extended things as far as I can. I am trying, again, to modify the house payment, but thats iffy at this point. The car I have will be up for repo b/c the chapter 13 I was attempting had to be dismissed b/c of the most recent job loss. The car, while I need it for work, is in rough shape itself. It needs new wheel bearings, and I cant even get financed for that repair. Family has tried to help where they can, but frankly, my mother is in rough health already, and the in-laws have done as much as they can do for her.

Even the house, as seen in the pic, is in shambles. We experienced flooding, and as a result have no ceiling downstairs, nor carpet up or downstairs.

I am desperate at this point. I cannot believe that I am at this stage, and hate that I have to resort to this, b/c as bad as my circumstances are, I realize there are others in much worse shape. That said, my daughter/family is my priority, and so being prideful or anything else similar just isnt an option. We need help, however we can get it, and whatever help we are able to get would be appreciated beyond words.