I've never been one to ask for help which I know isn't always the best plan but I've always been a giver not a receiver. But it has just gotten so bad and so out of hand financially that I am swallowing my pride and reaching out. 2023 has been a very ruff year, the easiest way to say it is what hasn't happened! It all started with losing my youngest unexpectedly at the end of August. This was the start of the snowball effect of unexpected expenses. From there it continued, a loss of income with my significant other's job, to putting Dolce down, to my car motor blowing up and now to top it off the garbage disposal going out. I thought I had a good idea of seeing about skipping a mortgage payment or two to try and catch up but with the cost of the repair for the car it's not going to work. The amount of money needed just to repair my car to get to and from work isn't even doable, thousands of dollars to fix it. At this point I just don't know what to do, I have been working so hard at everything and things just keep going bad. Anyone who knows me knows the situation I am in and how hard it is for me to ask for help.