We are a couple who moved to Canada in 2018, and just as we were settling in, COVID struck, leaving us jobless. We relied heavily on credit cards to survive, but now the debt has spiraled out of control. Despite making monthly payments, the high interest rates keep us trapped in this vicious cycle. We’ve never experienced debt like this before, and it’s causing us immense shame, depression, and anxiety. If we could reduce our debt by even 50%, it would alleviate so much pressure. We’re reaching out to others who have faced similar challenges for advice and support.