I am just now able to get into my student loan account after years and years of being locked out. I have been under the impression that my loans have been paid off years ago. I guess in the hustle and bustle that has been my life, I must have missed some mail somewhere. I am now seeing that I am owing almost 46,000 dollars. I would really like to continue my education. I am in my 40s and I am ready for a new chapter and part of that is getting back into my own plan for the future. I am just an ordinary person and all of the money that is raised will go directly to my default payment. I would really like to continue on with planning ahead and this would allow me one less stress. I know I am just another stressed stranger in the scheme of things, but it would really mean the world to me. Thank you in advance.