I recently have been in two separate Not-at-Fault Auto accidents within three months of each other, TOTALING each of my  cars. (Only one is shown here, as I could only upload one picture. The damage to this car was $14, 000.00) The other drivers did not have insurance. My insurance has taken months, and has not yet settled. So that I can get back and forth from work,  I am paying for a rental out of my own pocket. I received a separate concussion in each accident. My medical insurance has a $10,000.00 deductible. I am an Office Manager for a local construction company which is regrouping, due to a lack of business, and thereby eliminating my position effective sometime in June. I have Gap insurance however they will not be covering the most recent accident in full, therefore leaving a balance to be paid before I can even get another vehicle. Because of having to pay for a rental, and due to the length of time that has expired, I am upside down in this deal, for sure.  I am a middle aged mother of two, with one still at home since just Graduating this pas Memorial Day Weekend. Please help me to Recover from these Unforeseen, and Surreal Circumstances. Thank you.